Third party insurance doesn’t cover the insured, instead it compensates a third person, one who is not a part of the insurance contract
Your salary slip has vital information that can help you plan your taxes, negotiate a hike, and do much more. It is proof of your employment and income
Money has time value: it grows but not on trees. Meaning, simply saving and not investing the money you receive as a Diwali gift takes away its potential to grow.